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Renters Insurance

Steve Brown Apartments requires that each resident maintain a renters insurance policy, with a minimum limit of liability for bodily injury and property damage of $100,000, throughout the term of their lease. We also require that you name SBA Management Services as an "Additional Interested Party" on the policy.

How much does renters insurance cost? Most policies cost less than $15 per month. This small monthly bill can protect you from accidents that could end up costing you tens of thousands of dollars in damages.

Why should I carry renters insurance? To protect you from a variety of accidents and losses, especially the very expensive ones we see almost every year. For example, in early 2013 a resident accidentally released the fire sprinkler valve in their unit and caused $40,000 in damage to their belongings, their apartment, their neighbor's apartment, and the common areas in their building. Fortunately this resident had renters insurance and the damages were covered by their policy instead of out of their pocket.

What does a renters insurance policy generally cover?

  • Theft, such as stolen notebook computers, or a missing package from UPS, FedEx, etc.
  • Damage from smoke, lightening, windstorms, or hail
  • The vandalism or theft of your bike or damage to your property by a vehicle
  • Water damage caused to the property and your personal items from overflowing toilets and tubs
  • Liability for bodily injury to other persons

How do I get a renters insurance policy? Simply add the policy with the company that holds your vehicle insurance, or call the insurance agent (or agency) of your choice. If you don't have a preferred insurance provider you're encouraged to consider Resident Shield. All of our properties are pre-approved for coverage so you can sign up in less than five minutes. Click here to get started:

Can wait until I've moved in to start my coverage? No. We will not be able to provide you with keys to your new apartment until you've provided us with proof of an insurance policy that meets the requirements outlined above.